Unum Disability Claim Denials Attorney

An Unum disability claim denials attorney helps policyholders who have been wrongfully denied compensation secure the benefits they deserve. They may be able to improve your chances of successfully appealing the insurer’s decision or filing a lawsuit. See if a top Unum disability denial lawyer may be able to fight for you by getting a free case review.

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Why Take Legal Action?

By challenging a wrongful disability insurance denial, you can pursue the benefits and justice you deserve.

Results Secured

  • $1.36 million for a New York man whose Aetna long-term disability claim and appeal were denied
  • $1.21 million for a California worker denied disability benefits
  • $975,000 for a physician who lost his hearing and was denied long-term disability benefits by Unum
Rae Theodore

Fact-Checked and Legally Reviewed by: Rae Theodore

Last updated:

How an Unum Disability Denial Lawyer Can Help

An Unum disability claim denials attorney has the resources and experience to go head-to-head with this multibillion dollar company and secure favorable results for clients.

An Unum disability denial attorney can help by:

  • Explaining the terms of your Unum long-term disability (LTD) policy and right to benefits
  • Identifying any gaps in your initial disability insurance claim
  • Collecting and submitting paperwork to appeal an unjust disability denial
  • Filing a second appeal on your behalf if the first one is denied
  • Communicating with Unum and its employees as your appeal moves forward

Compensation secured by an Unum disability denial lawyer can help with medical expenses and everyday costs of living, providing peace of mind during this challenging time.

LawFirm.com works with disability denial lawyers who’ve secured over $133 million for policyholders facing wrongful claim denials, including those by Unum. They can help families nationwide and never charge any upfront costs or hourly fees.

Get a free case review now to see if an Unum disability claim denials attorney may be able to help you seek the benefits you deserve.

Results Secured by Unum Disability Claim Denials Attorneys

The Unum disability claim denials attorneys in our network have a proven track record of securing substantial results for clients dealing with wrongfully denied LTD disability claims.

Payouts secured by our partner Unum disability claim denials attorneys include:

  • $975,000 to a physician whose Unum appeal was denied
  • $325,000 for an Illinois client with a denied Unum claim
  • $110,000 to a woman facing an Unum long-term disability denial
  • $316,000 to a client with fibromyalgia and lupus
  • $325,000 for a Michigan client whose Unum LTD claim for depression was denied
  • $400,000 to a Washington woman with a brain injury
  • $800,000 for a California client with a denied LTD claim

While case values may vary based on factors like the terms of your policy and the strength of evidence, your Unum disability claim denials attorney will fight for maximum compensation.

If you’re facing an unfair Unum long-term disability denial, you don’t have to go it alone. An LTD denial lawyer can seek for the benefits you’re entitled to.

Call (888) 726-9160 right now or chat with a case manager to see if a top Unum disability denial lawyer may be able to fight hard for everything you deserve.

Working With an Unum Disability Denial Attorney

Disability lawyers understand the stress of dealing with a denied claim and a serious health condition, so they handle all aspects of appealing an LTD claim denial for you.

With an Unum disability claim denials attorney fighting on your behalf, you can focus on your health and recovery.

The basic process of working with an Unum disability denial lawyer involves:

  1. Getting a free case review to determine whether an Unum attorney may be able to help with your case
  2. Gathering evidence like your Unum policy, medical records, job description, and reports from experts showing you have a qualifying medical condition that prevents you from working
  3. Filing paperwork to appeal your Unum long-term disability denial before any deadlines
  4. Negotiating a long-term disability settlement agreement with Unum that provides you with compensation as quickly as possible
  5. Representing you in court and seeking compensation from a trial verdict if a settlement is unable to be reached

Whether your Unum disability claim denials attorney files an appeal or a lawsuit, they will fight to secure the Unum benefits you were unjustly denied. Compensation can help with your medical bills, lost income, and more.

“We can help navigate the complex appeal process and work to minimize any disruptions to your life while maximizing the amount of potential disability pay in your case.”

– Ricky LeBlanc, Sokolove Law attorney & LawFirm.com legal expert

When to Contact an Unum Lawyer

You only have a short window of time to file an LTD appeal, so it’s important to contact an Unum lawyer as soon as possible after you’ve been notified that your claim has been denied.

Did you know?

Long-term disability claims are regulated by a federal law known as the Employee Retirement Income Security Act (ERISA). Claimants typically have 180 days to respond to an Unum denial letter, but your timeframe may differ based on the terms of your specific policy.

An Unum disability denial lawyer can explain the deadline that applies to your case and act quickly to ensure your appeal is filed in time.

Don’t delay: Get a free case review now to see if we may be able to connect you with an experienced Unum disability lawyer near you.

Qualities to Look for in an Unum Disability Lawyer

Insurers like Unum have legal teams dedicated to defending the company’s decisions, even when they’re unfair. By working with a lawyer who’s successfully appealed Unum claim denials, you can improve your chances of a successful outcome.

Qualities of a top Unum appeal lawyer include:

  • Experience handling disability insurance policy claims: Your disability insurance lawyer should have years of experience dealing with the tactics Unum uses to deny valid claims and handling ERISA lawsuits.
  • Good online reviews: Unum claims lawyers with positive reviews and testimonials pride themselves on building effective attorney-client relationships and treating clients with dignity and respect.
  • Nationwide network: Attorneys affiliated with national law firms can take cases in all 50 states and have access to important resources like paralegals and medical experts to build strong cases.
  • No upfront costs: By working with an Unum disability claim denials attorney who takes cases on a contingency fee basis, you won’t pay any upfront costs or hourly fees.
  • Proven track record of success: Disability lawyers who have secured substantial results for past clients have a better chance of securing the long-term disability benefits you deserve.

Each Unum disability insurance lawyer in the LawFirm.com network has these qualities and more. They’ve secured millions of dollars in compensation for families across the country and may be able to help you too.

Get Help From a Top Unum Disability Claim Denials Attorney

Unum has been known to place its own interests above those of policyholders, even though it has a duty to treat them fairly and ethically. This is known as bad faith, and it’s against the law.

The Unum LTD lawyers that we work with can even the playing field for those facing an unfair long-term disability denial, allowing them to fight back against this billion-dollar company.

Our partner disability denial attorneys have recovered over $133 million for wrongful claim denials, including those by Unum. They never charge any upfront costs or hourly fees and can assist policyholders nationwide.

Call (888) 726-9160 right now or fill out our form to see if they may be able to help you fight back against an Unum denial.

Unum Disability Denial Lawyer FAQs

How long does an Unum disability case take with a lawyer?

The timeframe to resolve an Unum disability case varies depending on whether it resolves through an appeal or an Unum lawsuit. However, an Unum disability claim denials attorney will work to secure the benefits you’re owed as quickly as possible.

Get a free case review to see if a top disability lawyer can fight for the benefits you deserve.

What is the most an Unum disability lawyer can charge?

LawFirm.com works with Unum disability lawyers who never charge any upfront costs or hourly fees. They only get paid if they secure compensation for you, so there’s no risk to taking legal action.

Can you win an Unum disability appeal without a lawyer?

Unum is a powerful disability and life insurance company with teams of lawyers paid to defend its decisions. Working with an Unum disability denial lawyer can improve your chances of a successful appeal.

These legal professionals:

  • Can identify any gaps or flaws in your initial request for benefits
  • Collect evidence to show you have a qualifying medical condition
  • Have access to resources like medical and occupational experts to build a strong appeal
  • Know Unum claim denial tactics and how to counter them

An Unum disability claim denials attorney can also prevent you from making mistakes with your paperwork that could end up costing you the benefits you’re owed.

How do I fight a denied Unum claim?

An Unum disability claim denials attorney can help you fight a denied claim and increase your chances of securing the benefits you deserve.

An Unum disability denial lawyer can:

  • Collect evidence to prove your entitlement to disability benefits
  • File an appeal on your behalf or a second appeal, if the first one has been denied
  • Represent you in court if needed

As your case proceeds, an Unum long-term disability attorney can also provide legal advice and emotional support.

How do I find the best Unum claim denials attorney?

We can connect you with a top Unum claim denials attorney who can even the playing field against this powerful insurance company.

Our legal partners have secured over $133 million for unfair claim denials, including those by Unum.

Call (888) 726-9160 now to find an Unum disability denial lawyer near you.

Rae Theodore

Fact-Checked and Legally Reviewed by: Rae Theodore

Rae Theodore is a writer and editor with more than 30 years of experience in legal publishing. She earned a bachelor’s degree in English from Pennsylvania State University.

  1. Sokolove Law. (2025, March 1). “Unum Disability Lawyer.” Retrieved March 18, 2025, from https://www.sokolovelaw.com/disability-insurance-denial/long-term-disability-denial/insurance-providers/unum/lawyer/
  2. Sokolove Law. (2025, March 1). “Unum Long-Term Disability Denial.” Retrieved March 18, 2025, from https://www.sokolovelaw.com/disability-insurance-denial/long-term-disability-denial/insurance-providers/unum/
  3. Unum. (n.d.). “Disability Insurance.” Retrieved March 18, 2025, from https://www.unum.com/employees/benefits/disability-insurance
  4. Unum. (n.d.). “Long Term Disability Insurance Plan Highlights.” Retrieved March 18, 2025, from https://forms.unum.com/StreamPDF.aspx?strURL=/109655-2.pdf&strAudience=StreamByNumber
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