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The Standard provides disability insurance, offering crucial support to those unable to work due to injury or illness. However, the company is known for its high denial rates, even for legitimate claims. If your claim was denied, know that you have options. A skilled lawyer can guide you through the appeal process to get the benefits you deserve. Find out if we can connect you with expert legal help right now.
Why Take Legal Action?
By challenging a wrongful disability insurance denial, you can pursue the benefits and justice you deserve.
Results Secured
The Standard is known for its long-term disability (LTD) and short-term disability (STD) insurance policies, designed to support individuals who cannot work due to illness or injury.
However, long-term disability denials can occur, sometimes unjustly. LTD claims can lead to large payouts to policyholders over a long period. Therefore, companies like The Standard have been known to deny valid claims to protect their bottom line. This practice is known as acting in bad faith.
The Standard may use insurance bad faith tactics such as:
If The Standard has denied your disability claim, you have options, and we may be able to help.
LawFirm.com partners with leading disability insurance attorneys and law firms experienced in fighting insurance bad faith, including The Standard long-term disability insurance denials.
Our legal partners have successfully recovered over $127 million for policyholders, including those with claims denied by The Standard.
If you’re dealing with a long-term disability denial by The Standard, see if we can help you get the benefits you rightfully deserve.
Get a free case review right now.
Large insurance companies like The Standard aim to make money, sometimes by unfairly denying long-term disability claims. These denials may violate their duty to policyholders, causing financial hardships like loss of income and savings. However, you have options to fight back.
At LawFirm.com, we understand the challenges that arise when dealing with disability claim denials. If The Standard denied your long-term disability claim or appeal, an experienced long-term disability denial attorney may be able to help.
This includes:
Working with a lawyer will ensure your case is thorough and well-prepared. They will handle everything for you so you can focus on your recovery.
If you received an LTD disability claim denial letter from The Standard, there are steps to take to appeal this decision.
Start by getting a free case review to see if LawFirm.com can match you with a knowledgeable disability lawyer.
If you’re eligible, your lawyer will start by reviewing the denial letter sent by The Standard to understand the reasons for the denial and prepare your appeal for you.
Typically, there is a 180-day window to start the appeals process after receiving the denial letter. This requirement is governed by a federal law called ERISA (Employee Retirement Income Security Act).
Your attorney will gather evidence that supports your claim.
This evidence may include:
Strong evidence can significantly strengthen your case and increase the likelihood of a favorable outcome.
Your attorney will submit your appeal to The Standard, including all necessary paperwork and evidence.
They’ll manage all communications with The Standard, saving you from the back-and-forth so you can stay focused on treatment and recovery.
If the initial appeal isn’t successful, your attorney will likely pursue a second appeal.
Your lawyer may recommend filing a lawsuit on your behalf if The Standard continues to deny your claim.
If you decide to proceed with a lawsuit, your attorney will file a complaint with the appropriate court. This legal document outlines the basis of your case, your claims against The Standard, and the financial relief you are seeking.
Chat with us right now to learn more about the appeals process for The Standard long-term disability insurance denials.
Our case managers can answer your questions and connect you to an attorney.
Chat NowA skilled disability lawyer can greatly increase your chances of success in a long-term disability appeal.
Benefits of working with a long-term disability lawyer include:
The Standard long-term disability insurance denials may feel final, but they are usually just delays that can be cleared up. Working with an experienced LTD denial attorney is often the quickest and most effective way to get the benefits you deserve.
A skilled disability attorney can help you understand your rights, build a strong case, negotiate with The Standard, and represent you in court if needed.
Your disability attorney will provide regular updates on any progress or changes with your claim so you always know the current status.
LawFirm.com works with top disability insurance attorneys across the country who have recovered over $127 million for unfair insurance denials, including denials issued by The Standard.
We may be able to connect you with a top disability lawyer or law firm in your area if you qualify.
Call (888) 726-9160 now or fill out this form for a free The Standard disability denial case review.
The Standard long-term disability insurance denials can occur for various reasons, including:
Nearly 23% of claims are denied for medical reasons, and 41% are denied for technical reasons, according to 2019 data from the Social Security Administration.
The denial rate may vary depending on the insurance provider and the criteria for evaluating claims.
Writing an effective appeal letter for a long-term disability denial involves several steps, including:
If your long-term disability appeal is denied, you have several options, including:
If your disability claim was denied, don’t go it alone. LawFirm.com may be able to help you access the benefits you deserve. Find out right now with a free case review.
Written by: LawFirm.com
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