MetLife Long-Term Disability Denial

About MetLife Disability Claim Denials

Metropolitan Life Insurance Company, also known as MetLife, is a prominent insurance company that offers short-term disability and long-term disability (LTD) insurance, which is meant to provide policyholders with compensation if they’re unable to work due to an injury or illness.

However, insurance providers like MetLife may wrongfully deny valid claims, causing financial stress for many of their customers.

Reasons for a Metlife long-term disability denial can include:

• Insufficient evidence of a disability
• Failure to meet your policy requirements
• Lack of medical documentation
• Missing or incomplete information
• Pre-existing conditions

In some cases, MetLife may issue a disability denial due to an error by one of its own employees.

If MetLife has denied your claim for disability benefits without cause, you may be able to file an appeal and seek the benefits you’re owed. Under a federal law known as the Employee Retirement Income Security Act (ERISA), LTD policyholders have a right to appeal a disability insurance claim denial.

LawFirm.com has a network of MetLife disability denial lawyers who are well-versed in the tactics this insurance company uses to reject legitimate claims. They’ve recovered over $129 million for clients across the country whose LTD claims were unjustly denied.

See if one of our legal partners can fight for the benefits and justice you deserve during a free case review.

What to Do After a MetLife Disability Denial

In the face of a MetLife long-term disability denial, a lawyer experienced in disability law may be able to help you get the benefits you’re owed.

A MetLife disability denial lawyer can:

• Appeal your MetLife long-term disability denial
• Ask for a second appeal if your first appeal is denied
• File a complaint with your state’s Insurance Department
• Take legal action by filing a MetLife long-term disability lawsuit
• Negotiate an LTD settlement, allowing you to access compensation without going to court
• Fight for you in court, if a Metlife denied long-term disability settlement isn’t reached

Regardless of the path your Metlife long-term disability appeal takes, a lawyer can collect evidence to prove you meet the long-term disability qualifications specified in your policy.

Additionally, with a disability insurance attorney handling your case, you’ll have peace of mind knowing that the paperwork for your appeal has been filled out correctly and filed before any deadlines.

How to File a MetLife Disability Claim Denial Lawsuit

If your appeal doesn’t provide you with the results you deserve, you may want to consider filing a MetLife long-term disability denial lawsuit to pursue the benefits you’re entitled to.

An experienced attorney can handle all aspects of an LTD denial lawsuit on your behalf, so you can focus on your health and spending time with those you love.

While each MetLife disability denial lawsuit is unique, most follow the basic steps listed below.

1. Get a Free Case Review

The MetLife long-term disability denial lawyers in our network offer free case reviews, and they never charge any upfront or out-of-pocket fees, so there’s no financial risk to work with them.

With a net worth of over $50 billion, MetLife has thousands of lawyers who are paid to defend the company’s decisions. A MetLife long-term disability denial can even the playing field for policyholders and increase their chances of a successful outcome.

2. Collect Supporting Evidence

Your lawyer and their legal team will gather evidence to prove you qualify for MetLife long-term disability benefits.

This evidence may include:

• Job descriptions
• Medical records
• Notes from your treating physician
• Witness statements
• Your MetLife LTD insurance policy

This information will be used to show that your injury or illness prevents you from working and that MetLife acted wrongfully when it denied your claim.

Insurance companies like MetLife have a duty to treat policyholders fairly. When they fail to uphold this standard, they can be penalized for acting in bad faith.

3. File Your MetLife Disability Denial Lawsuit

Your attorney will file your lawsuit in the correct court and before any legal deadlines. They will provide regular updates as your claim moves forward and answer any questions you may have.

4. Access Compensation

Long-term disability attorneys understand the financial strain that often comes with being hurt and unable to work. As a result, your lawyer will strive to get you as much compensation as quickly as possible.

To do so, they will try to negotiate a settlement with MetLife, so you can get paid without ever stepping foot inside a courtroom. However, if a settlement isn’t reached, your attorney will present your case in court and fight hard for maximum compensation on your behalf.

Get Help With a MetLife Long-Term Disability Denial

In times of injury or illness, people rely on long-term disability insurance to pay for their basic living expenses and provide for their families. When companies like MetLife fail to honor their obligations, they should be held accountable.

Our legal partners:

• Can help workers in all 50 states
• Have the resources to go head-to-head with powerful insurance companies like MetLife
• Never charge any upfront or hourly fees

Don’t wait: Call our case managers at (888) 726-9160 now or fill out our online form to take the first step toward the justice you deserve.